The Minnesota Multi Housing Association (MHA)
is a state-wide nonprofit trade organization. With nearly 2,100 members representing more than 250,000 housing units throughout Minnesota, MHA is the voice of the state's multi housing industry.

Why do you need Renters Insurance?

Your landlord’s insurance policy does NOT cover your personal belongings. 
So if fire, theft, water or weather damages your rental home, you’ll need the 
protection of renters insurance for your personal belongings.

A renters insurance policy is surprisingly affordable and can protect you from 
possible financial devastation. 

According to data published by the National Multi Housing Council, 
more than 94 million Americans (nearly one-third of the country’s total population) 
live in a rental house, apartment, or condominium.

However, a 2012 report by the 
Insurance Information Institute found that only 31%
of current tenants have obtained 
any sort of renters insurance to protect
their belongings from damage, loss, or theft.

The issue for most is not affordability (policyholders typically pay no more
than $300 per year), but lack of information about coverage options for renters. 

See this comprehensive guide from InsuranceQuotes.org for more information
regarding what is and is not covered, the types of coverage available, and more. 

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